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Loan amounts offers from $200 to $3,000
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CashLoansExpress is not a lender – as such, we do not have control over the APR you will be offered. We display a Representative APR only as it is based on data offered from multiple lenders. Qualified consumers can get a loan with APR Rates ranging from as low as 5.99% and loans repayment period of 61 to 90 days. Your loan amount, APR and repayment term will vary based on your credit worthiness, state and lender or lending partner. Although some providers offer rates from 5.99% APR rates that low are only available to certain customers. Important Information: Some lenders and services may not be accessible to residents of all States based on lender’s preferences and legislation particular to that State.
The following table represents sample rates, is for informational purposes only, and may not reflect the actual APRs offered by your lender and/or lending partner. The repayment terms are for close end loan products, and is not reflective of all loan products offered in our network. However, The minimum repayment period for any loan will be 90 days from the date the loan is issued. The maximum repayment period is 3 years
| Loan Amount | Interest Rate | Loan Term | Fee | Fee Cost | Repayment | APR | Total Repayments | Total Costs |
|---|---|---|---|---|---|---|---|---|
| $1,000 | 24.00% | 12 months | 3.00% | $30.00 | $94.56 | 29.82% | $1,134.72 | $164.72 |
| $2,000 | 24.00% | 24 months | 5.00% | $100.00 | $100.82 | 24.12% | $2,419.68 | $519.68 |
| $5,000 | 13.00% | 48 months | 8.00% | $400.00 | $131.67 | 18.23% | $6,320.12 | $1,720.12 |
| $10,000 | 7.90% | 60 months | 10.00% | $1000.00 | $202.28 | 9.20% | $12,136.80 | $3,136.80 |
If you borrowed $5,000 over a 48 month period and the loan had a 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total pay back amount of $6320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1720.12. Representative 18.23% APR.
Short term loans are designed around addressing an immediate financial need or emergency. This could be an unexpected medical bill, a broken down car or an urgent boiler repair, etc. The loan amount range is usually up to $1,000 and the term can range from under 30 days for a payday style loan to monthly or weekly installments for an installment style loan
We provide an online marketplace connecting borrowers with trusted lenders to support Americans in need. Our website makes the process of finding a lender to meet your needs faster and easier! Avoid wasting hours of your time applying individually on several websites, and simply apply by submitting your information to our vast network of lenders through one easy application
There is no cost to fill out a form and submit your information through our website. As a marketplace, we work to connect you with a prospective lender and receive a commission. We do not receive any information that allows us to evaluate or compare offers from potential lenders. Please carefully review any offer you receive from a lender to make sure it meets your needs and you fully understand the terms before proceeding to take out a loan.
Our marketplace of lenders use your SSN and bank details to help them make a decision about whether or not to extend you a loan offer. The bank details also help the lender that you are connected with, know where to send the money. Cash Loans Express uses the state of the art encryption technology to help keep your information safe. Additionally, lenders use the SSN to help ensure the identity of the applicant is really the person submitting the application for credit
After you submit your information quickly, lenders will review it to determine if they would like to offer you a loan. If your criteria meets a lender in our marketplace, you will be transferred to the lender’s website. If the lender makes you a loan offer, you will have an opportunity to review and approve the terms and conditions of your loan offer.
If a lender offers you a loan with terms and you accept straight away, it is possible to get the money deposited into your account within 1-2 business days. It can take up to a few days if you are accepting a loan offer on a weekend, holiday, or any other non-business day. It may affect how long it will take for you to get your money; in these cases, it may take a bit longer.
Qualifying with a short-term lender can be easy and they are used to working with people in many different situations. Here are the basic qualifications: Currently employed or receiving regular income:
Some lenders accept social security, pension, disability, or other kinds of benefits, as qualifying income. If you receive at least $800 a month as well as meet other lender requirements, you may be able to get a loan offer. Other conditions may apply and will vary from lender to lender.